Yes, you can buy flats in Chennai through home loans offered by banks like SBI, HDFC, and ICICI. Most projects are bank-approved, making financing easier. Loan eligibility depends on income, credit score, and property value, with interest rates around 6.5-8%. Developers often collaborate with banks for easy disbursal. Ensure you compare EMI options and pre-closure terms before you buy flats in Chennai, ensuring financial comfort and long-term savings.